Cvechko Insurance Services - Insuring Philippi and All of West Virginia

Michael Cvechko, owner and founder of Cvechko Insurance Services in Philippi, West Virginia, has been providing insurance solutions for families and business owners for almost 20 years. Michael started his career with Westfield Insurance Companies. During his time with Westfield Insurance Companies, he served in various capacities from handling property and casualty claims to underwriting and agency management. Michael then had an opportunity to move back to Barbour County and work for an independent insurance agent in Elkins where he served as Vice President of Sales. In 2013, Michael was given the unique opportunity by Erie Insurance Companies, one of the leading insurance carriers in West Virginia, to open his own independent insurance agency in Philippi.

Michael states that his life long dream has always been to be a business owner. He states that the insurance business enables him to educate people on ways to protect their hard earned assets through various insurance products – life insurance, homeowners insurance, auto/car insurance, annuities, and business/commercial insurance. Each customer is unique and deserves to have an insurance program that is tailored to meet their needs.

An Independent Advantage

Cvechko Insurance Services represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service.

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
Michael Cvechko
Michael Cvechko
Insurance Agent / Owner
 

Recent News & Updates

Standard Auto Insurance Vs. RV/Camper Insurance: Understanding The Difference

Although a recreational vehicle, or RV, is similar to a car in many ways, the insurance needs for the two types of vehicles differ. Limiting your RV insurance to a typical auto insurance policy would leave you with dangerous gaps in coverage. Basic Differences between RVs and Cars RVs are towable trailers or large motor vehicles that typically include a kitchen space, bathroom, and living... Read Article

5 Questions About Commercial Auto Insurance

Commercial auto insurance and personal auto insurance are not the same. If you are a business owner, our knowledgeable agency can help you find the coverage you need. The following are five important things any business owner should know about commercial auto insurance. What Is the Purpose of Commercial Auto Insurance? Commercial auto insurance is designed to protect your business from legal claims of property... Read Article

Will Homeowners Insurance Cover My Driveway, Shed, Or Other Structure?

Homeowners insurance is not one-size-fits all. Policies can be custom-tailored to suit individual needs. However, the majority of homeowners insurance policies include coverage for other structures on the property to help repair or replace structures that have been damaged by a covered risk. What Is Homeowners Insurance? Homeowners insurance is a policy purchased by a homeowner and consisting of coverages to replace or repair the... Read Article

Buyer’s Remorse: Can You Guess What Homeowners Regret Most?

These stainless steel appliances show EVERY fingerprint! Is that how much it’ll cost to refinish our hardwood floors!? I thought I’d love these granite countertops… but I’m so over them! Ever experience a homebuyer’s hangover? You’re not alone. What seemed like a great feature during that walk-through gradually loses its sparkle when you’re living with it every day.  Our latest national survey asked 500 U.S.... Read Article