Skip to the content

Cvechko Insurance Services - Insuring Philippi and All of West Virginia

Michael Cvechko, owner and founder of Cvechko Insurance Services in Philippi, West Virginia, has been providing insurance solutions for families and business owners for almost 20 years. Michael started his career with Westfield Insurance Companies. During his time with Westfield Insurance Companies, he served in various capacities from handling property and casualty claims to underwriting and agency management. Michael then had an opportunity to move back to Barbour County and work for an independent insurance agent in Elkins where he served as Vice President of Sales. In 2013, Michael was given the unique opportunity by Erie Insurance Companies, one of the leading insurance carriers in West Virginia, to open his own independent insurance agency in Philippi.

Michael states that his life long dream has always been to be a business owner. He states that the insurance business enables him to educate people on ways to protect their hard earned assets through various insurance products – life insurance, homeowners insurance, auto/car insurance, annuities, and business/commercial insurance. Each customer is unique and deserves to have an insurance program that is tailored to meet their needs.

An Independent Advantage

Cvechko Insurance Services represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service.

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
Michael Cvechko
Michael Cvechko
Insurance Agent / Owner
See All Reviews

Contact-Free Life Insurance Quote

For a limited time, ERIE is waiving the requirement of a paramedical exam in light of CDC guidance to maintain social distancing and prevent the spread of COVID-19.

Recent News & Updates

Beginner’s Guide To Workers’ Comp Insurance

If you are an employee who has been injured on the job, you are most likely eligible to collect workers’ compensation benefits. The following questions and answers provide some basic information about the workers’ comp claims process, and the benefits you may be entitled to receive. Our friendly agent is also happy to help. What Types of Injuries Are Covered By Workers’ Comp Workers’ compensation...

How To Know When Your New Car Needs A Tune-Up

Modern cars do not generally require a tune-up in the traditional sense. Engine parts are designed to last longer, and new cars don’t have the same components that needed to be adjusted or replaced in the past. Nevertheless, modern vehicles require regular maintenance. The following are signs that your new car is ready for a trip to the mechanic. A Light on the Dashboard Comes...

Introducing The YourTurn Program

Our roads are full of distractions that lead to unsafe driving behaviors, especially for young drivers. Every year, distracted driving causes thousands of deaths in the U.S. That’s where our driving safety app, YourTurn®, comes in.1 By measuring certain criteria such as speeding, hard braking, and phone usage, the YourTurn program helps to make drivers of all ages more aware of their driving behaviors and...

Do I Need Commercial Property Insurance If I Work From Home?

If you run a business from your home, your homeowners insurance may not provide all the protection you need. Some homeowners insurance companies have denied claims that they determined to be related to business rather than a legitimate homeowner claim. Consult with our agent on whether you need commercial property insurance in addition to your homeowners policy. What Does Commercial Property Insurance Cover? Commercial property...