Cvechko Insurance Services - Insuring Philippi and All of West Virginia

Michael Cvechko, owner and founder of Cvechko Insurance Services in Philippi, West Virginia, has been providing insurance solutions for families and business owners for almost 20 years. Michael started his career with Westfield Insurance Companies. During his time with Westfield Insurance Companies, he served in various capacities from handling property and casualty claims to underwriting and agency management. Michael then had an opportunity to move back to Barbour County and work for an independent insurance agent in Elkins where he served as Vice President of Sales. In 2013, Michael was given the unique opportunity by Erie Insurance Companies, one of the leading insurance carriers in West Virginia, to open his own independent insurance agency in Philippi.

Michael states that his life long dream has always been to be a business owner. He states that the insurance business enables him to educate people on ways to protect their hard earned assets through various insurance products – life insurance, homeowners insurance, auto/car insurance, annuities, and business/commercial insurance. Each customer is unique and deserves to have an insurance program that is tailored to meet their needs.

An Independent Advantage

Cvechko Insurance Services represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service.

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
Michael Cvechko
Michael Cvechko
Insurance Agent / Owner
 

Recent News & Updates

How Many Of My Employees Need Key Person Insurance?

Key person insurance can help protect your business in the same way that life insurance helps protect your family. The most valuable asset of any business is its people, and a company can become dependent on certain key persons for its success. If you have executives or employees who are critical to your business, you need key person insurance as part of your business insurance... Read Article

Why Do I Need Separate Flood/Earthquake Insurance?

A number of disasters are covered under the typical homeowners insurance policy, but not everything. If you live in a flood zone or an area prone to earthquakes, you will need to purchase separate flood insurance or earthquake insurance. Our experienced agents can help ensure you have the coverage you need at the best available rates. What Disasters Are Covered By Homeowners Insurance? Although individual... Read Article

How Telecommuting Can Play A Key Role In Business Continuity

The winter of 2017-2018 dropped more than 190 inches of snow on Erie, Pennsylvania, the hometown and namesake of Erie Insurance. On one day during the week of Christmas, 65 inches fell. Roads and businesses were forced to close… but at Erie Insurance, many teams didn’t skip a beat.   Sombath Inthavong, a product rating and analytics manager at ERIE, was a part of one... Read Article

Wedding Registry Survey: What Couples Didn’t Register For (But Wish They Did)

One big part of planning or attending a wedding is the gift-giving. Couples put a lot of thought into the things they ask for on their wedding registry. A registry helps wedding attendees pick out a gift for the newlyweds that they really want…most of the time. Related: 5 Questions to Ask When Planning a Wedding What do newlyweds want? An Erie Insurance survey asked... Read Article