Skip to the content

Cvechko Insurance Services - Insuring Philippi and All of West Virginia

Michael Cvechko, owner and founder of Cvechko Insurance Services in Philippi, West Virginia, has been providing insurance solutions for families and business owners for almost 20 years. Michael started his career with Westfield Insurance Companies. During his time with Westfield Insurance Companies, he served in various capacities from handling property and casualty claims to underwriting and agency management. Michael then had an opportunity to move back to Barbour County and work for an independent insurance agent in Elkins where he served as Vice President of Sales. In 2013, Michael was given the unique opportunity by Erie Insurance Companies, one of the leading insurance carriers in West Virginia, to open his own independent insurance agency in Philippi.

Michael states that his life long dream has always been to be a business owner. He states that the insurance business enables him to educate people on ways to protect their hard earned assets through various insurance products – life insurance, homeowners insurance, auto/car insurance, annuities, and business/commercial insurance. Each customer is unique and deserves to have an insurance program that is tailored to meet their needs.

An Independent Advantage

Cvechko Insurance Services represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service.

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
Michael Cvechko
Michael Cvechko
Insurance Agent / Owner
See All Reviews

Recent News & Updates

Beginner’s Guide to Key Person Insurance

You have devoted your time, creativity, energy, and finances to build a business. The last problem you need is the risk of losing it all if a key member of your team passes away. Key person insurance is a specific type of life insurance that protects a business in this situation.  What is Key Person Insurance? Key person insurance pays out death benefits to a...

Simple Car Maintenance Anyone Can Do

All vehicles require regular maintenance. Some maintenance you can do yourself and avoid the cost of an auto mechanic. Just like ensuring you have the best deal on your auto insurance, performing basic maintenance saves you money. Are you a dedicated do-it-yourselfer? Even if you have never done vehicle maintenance before, most of the tasks outlined below are not difficult to learn. Replace Your Air...

Professional Liability Insurance vs. General Liability Insurance

All businesses, large and small, face the risk of liability. Professional liability insurance and general liability insurance both provide protection for your business. The main difference between these two types of insurance is the different risks they cover.  What Is Professional Liability Insurance? Also known as errors and omissions (E&O) insurance, professional liability insurance is designed to protect you in case a client files a...

When to File a Homeowners Insurance Claim

A home is a major investment, and home insurance is designed to protect it. We pay premiums in exchange for coverage, so the natural inclination is to file a claim when a covered loss occurs. The reality is not so clear cut. Filing a claim under the wrong circumstances can affect your premiums and your finances adversely in the future. It is important to know...